Postpaid Or Prepaid Cell Phone Service – Which One Is For Me

Communicating with your loved ones, friends, co-workers or employees has never been easier and faster with the help of wireless cell phones. There are actually two types of cell phone service you can choose from – a prepaid and a postpaid. Which is the right for you? Which can help you save more? When is the best time to switch to a prepaid service? The answer will depend on your needs and lifestyle. Let us compare the advantages of a prepaid service over a post paid one to help you make a final decision.

Prepaid – Pay As You Use It

Prepaid phones are recommended for people who do not need to make calls or send messages as frequently. If you compare the rates, per minute call charges are much higher with a prepaid plan. However, you can cut back your costs if you limit the calls you make.

You can find phone plans for as low as $10 a month only. At .10 cent per minute that will give you at least 30 minutes of talk time. Reloadable cards may also come in denominations of #25, $30, $50, $100 and up, depending on the carrier. Higher card denominations have a longer lifespan than lower cards.

Prepaid phone users are not tied up to any contract. There is no need to sign any document that will indicate that you need to be with your chosen carrier for a certain period of time. If you are unhappy with your present carrier’s service, you can simply get a new reloadable prepaid kit or SIM card from a different provider.

Prepaid Phone Limits

For someone who used to be a post paid cell phone plan subscriber, switching to a prepaid package may have its drawbacks. First, you’ll need buy a new prepaid card and reload each time you have used up all your available balance. This limit can be a hassle especially if you need to make a call at an unexpected time. You can prepare yourself for such emergencies by reloading your account as soon as your last load expires.

To cut back on costs, set a definite budget that you are willing to spend on your cell phone each month. Do your best to stick to that budget. Take advantage of free text messages or extra talk time that your chosen carrier offers.

Being a good customer will give you a chance to get special rates since some prepaid cell phone service providers are very generous to their best subscribers. For instance, you may be able to enjoy unlimited calls or unlimited text messages simply by registering your cell phone number to the network.

Pay attention to the expiration date each time you reload. There are prepaid wireless service companies that give you the opportunity to carry over your unused calls or texts if you reload the day before your balance expires.

Also, you can cut back on costs by choosing the right service provider. See to it that the carrier offers reliable coverage in your area or in places where you often need to use your phone. Coverage is very important especially if you are the type of person who often travels.

When Post Paid is a Better Option

If a post paid phone plan suits you best, you can cut back your costs by choosing the right plan and service provider. Before signing the contract, it is a must to read the fine print carefully. Compare the prices and services offered. It is also a good idea to ask around and hear from people who have a firsthand experience in subscribing to that particular phone plan and carrier.